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A successful purchase starts with the right representative. In fact, once you’ve selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders.
Danberry Administrative Services
Office Coordinator
Debbie Czerniakowski
Listing Professional
Laura Homik

Closing Professional
Brenda Padilla

Managers
Mortgage Lenders
Jon Ostrander, 5/3 Bank jon.ostrander@53.com (419) 531-3501
Pat Cary, 5/3 Bank patricia.cary@53.com (419) 885-0981
Melissa Metzger, Home Acceptance Corporation, mmetzger@homeacceptance.com, (419) 861-0348 ext. 113
Matt McIntire, First Mortgage Consultants/Wells Fargo, (419) 720-5080
Homeowner's Insurance
Jeremy Feeback-Nationwide feebacj@nationwide.com (419) 351-3030
Mark Urrutia-
American Family Insurance
Financial Planning/Investing/Insurance
Gregory J. Barbour, CLU, ChFC- New York Life
gbarbour@ft.newyorklife.com
(419) 351-7329
Steve LHeureux Western Southern Financial Group steven.lheureux@wslife.com (419) 691-2461 ext. 120
Home Inspections
Janni's Hometec, (419) 478-2324, (419) 269-4663
Midwest America House Inspections, LLP Ron McCance, 419-307-3070
Seagate Home Inspections
Sutter Home Inspections
Home Improvement and Remodeling
MON Renovators & Builders Michele Thrasher, 419-843-9215
Attorneys
John Birmingham, Esq., 419-917-0895
Accountants
Paul Kruse- Kissoff, Rayner, Foos and Kruse, CPAs
paul.kruse@krfk.com
Title Companies
Chicago Title
Port Lawrence
Home Warranty
HMS Home Warranty
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1. Find the right representative Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise. Speak to your agent first and he or she can be helping to guide you right from the start.
2. Find out what your price range is Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval. Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating). 3. Find out what your local market looks like The internet can be incredibly valuable in doing preparatory research. Start with your agent – he or she can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better idea of what your needs and wants are). 4. Find out what your true needs and wants are Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent. 5. Find your dream home! Once you’re ready to act, you may be surprised by how quickly you can make a decision. Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your real estate agent, hit the pavement, and when you see ‘the house’, put in an offer. With the right team behind you, it really can be that easy! |
Your Calculator
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Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.
Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.
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What is your primary source for real estate information?
(A) Newspaper
(B) Directly from a real estate agent
(C) Classifieds
(D) Internet
(E) Friends and family
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